Prayers and Mantras: Devotees chant prayers and mantras dedicated to Goddess Lakshmi and Lord Kubera. These prayers are often taken from sacred texts such as the Sri Lakshmi Kubera Mantra or other relevant scriptures.

Offerings: Offerings of flowers, fruits, sweets, incense, and other auspicious items are made to the deities as part of the ritual. Devotees may also offer special items associated with wealth, such as gold or silver coins.

Vrat Katha: The significance and story behind the Sri Lakshmi Kubera Vratam, known as the Vrat Katha, are narrated during the ritual. This story typically highlights the importance of devotion, faith, and righteousness in attracting wealth and prosperity.

Aarti and Prasad: The vratam concludes with the performance of aarti, a ritual of waving lighted lamps before the deities, and the distribution of prasad, blessed food offered to the deities, to the devotees.

Vratam Completion: After completing the vratam, devotees may observe additional rituals such as fasting or performing acts of charity to further enhance the auspiciousness of the occasion.